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There was a girl named Patricia Wack that had problems holding a job. Her friends called her Patty. One friend was the manager of the bank, and he got her a job there. On her first day of work a frog hopped in to the bank and landed on her desk. "I would like to take out a loan," said the frog. After overcoming her astonishment of meeting a talking frog, Patty ran to her friend to see if it was permissible to give him a loan. Her friend told her to see if the frog had any collateral. When she asked the frog for collateral the frog presented a large gold statue. "Well, this is certainly is valuable but I don't know if it qualifies as collateral," said Patty. So Patty then ran to ask her friend who said, "That's a knick-knack, Patty Wack. Give the frog a loan."

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